Maya MacGuineas, president of the nonpartisan Committee for a Responsible Federal Budget -- and a McCain adviser in the 2000 election -- has heard lots of promises from both candidates for new initiatives and lower taxes.

What she hasn't heard enough of from either is what will be cut or what taxes will be raised to pay for new programs.

Her group looked at all promises both campaigns have made. The gap between promises and money to pay for them is more than $300 billion each.

MacGuineas said she believes both McCain and Obama could be bipartisan leaders, that both would make the tough choices. But she wishes she was hearing more about those inevitable choices now, instead of so much talk about change.

Otherwise, she said, "you can't be sure the messenger really means it." LINK