Pamela Chan: All Related Content

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Personal Financial Management Tools Flunk | Next Avenue

October 12, 2012

The brainchild of Pamela Chan and Eric Tyler — policy analysts for the New America Foundation, a nonpartisan think tank — MOOLAH would let users create budgets and recommend related social services and financial products. I’m hoping the $5,000 prize will help Chan and Tyler get MOOLAH on the market.

Original article

Comments Regarding Workplace Financial Capability to the President's Advisory Council on Financial Capability

October 4, 2012
On October 4, 2012, the Asset Building Program submitted comments to the President's Advisory Council on Financial Capability (PACFC) providing insights on motivations and challenges employers face when implementing financial capability programming in the workplace and recommendations for the draft framework presented by the PACFC.

Treasury’s MyMoneyAppUp Challenge and the MOOLAH App Idea

  • By
  • Pamela Chan
October 2, 2012
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Last week, my colleague, Eric Tyler, and I participated in the MyMoneyAppUp Challenge hosted by the US Treasury, D2D, and CFSI. The Challenge encouraged ordinary citizens to come up with an idea for an app that would improve the financial capability of Americans.

MyMoneyAppUp Challenge: MOOLAH App Concept

September 28, 2012

On Friday, September 28, 2012, Pamela Chan and Eric Tyler presented an app design to support lower-income families in managing their personal finances and connecting with financially stabilizing public benefits, community resources, and financial services called MOOLAH (Make Opportunities Open by Leveraging Asset Here). The presentation was part of the MyMoneyAppUp Challenge, a competition hosted by the US Treasury in conjunction with

Discussant Comments on Implications of Field Experiments on Designing Savings Products & Programs for Lower-Income Consumers

September 27, 2012

On September 27, 2012, Pamela Chan spoke as a discussant on the Savings Panel at the 2nd Annual FDIC Consumer Research Symposium. Her comments are available here, or for download under the related files section to the right.

Idea for Mobile App to Assist Low-Income Families Wins Award

September 27, 2012

Washington, D.C. — An idea for a mobile application that would help low-income families with their finances — formulated by two New America analysts — received an award today from the U.S. Department of Treasury as a part of its MyMoneyAppUp Challenge, which solicited the best ideas and designs for mobile applications to help Americans with their finances.

Designing Attractive Accounts for Lower-Income Consumers

September 20, 2012

On September 20, 2012, Pamela Chan moderated the "Designing Attractive Accounts for Lower-Income Consumers" panel at the CFED Assets Learning Conference.  The panel presented new research from the FDIC, the Federal Reserve Board, and the Federal Reserve Bank of Dallas and explored how a variety of promising tools – including safe, low-cost accounts, mobile banking services and targeted financial education – can be employed to better integrate low-income consumers into the formal banking sector.  Pamela's presentation discussion the implications of the presented research on practic

FDIC 2011 Survey of Unbanked and Underbanked Households Highlight Opportunities for Bank Savings Accounts

  • By
  • Pamela Chan
September 13, 2012
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Yesterday, the FDIC released a new report detailing the results of the 2011 Survey of Unbanked and Underbanked Households (“Households” Survey). The first survey was done back in 2009. The FDIC is required by legislative mandate to survey banks’ efforts to serve the unbanked and will continue doing the Households survey every two years. Key findings from the report, as summarized by the FDIC, are:

  • 8.2 percent of U.S.

The New America Foundation Submits Comment to the CFPB on Prepaid Cards

July 25, 2012

On July 23, 2012, the New America Foundation submitted a comment to the Consumer Financial Protection Bureau (CFPB) in response to a request for feedback on General Purpose Reloadable (GPR) cards.

The New America Foundation Partners with the National Consumer Law Center to Comment on the CFPB’s Proposed Rule for Supervising Certain Nonbanks

July 25, 2012

On July 24, 2012, the New America Foundation and the National Consumer Law Center jointly submitted a comment to the CFPB in response to their request for feedback on procedural guidelines proposed by the CFPB to govern the process by which the agency will assume supervisory authority over nonbanks it has reason to believe pose a risk to consumers.

Financial Inclusion: There’s (Going to be) an App for That

  • By
  • Pamela Chan
June 28, 2012
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This morning, the US Treasury announced the MyMoneyAppUp Challenge, a “contest intended to motivate American entrepreneurs, software developers, the public, and students to propose the best ideas and designs for next-generation mobile tools to help Americans control and shape their financial futures.”  The challenge is a joint effort of the US Treasury, the D2D Fund, and CFSI. There are cash prizes for winners of the challenge that come from the Ford Foundation, Omidyar Network, and the Citi Foundation.

Savings Innovations in the Workplace

June 12, 2012

Senior Policy Analyst Pamela Chan spoke at the Grassroots and Groundwork Conference on June 7, 2012 about the AutoSave Pilot. AutoSave is a unique non-retirement savings plan that automatically diverts post-tax wages – through payroll deduction – into a high-quality and low-cost savings account, targeted to expand opportunities for low-income workers to build their personal assets. Once initiated, savings deposits are automatic and occur each pay period.

Designing Attractive Savings Products for Lower-Income Consumers

June 12, 2012

On June 15, 2012, Senior Policy Analyst Pamela Chan spoke at the Annual Underbanked Financial Services Forum Roundtable Café.

The AutoSave Pilot: Automating Savings for Workers by Linking Savings Products to Direct Deposit

June 12, 2012

On March 26, 2012, Senior Policy Analyst Pamela Chan spoke on a panel at the American Payroll Association Capital Summit entitled Promoting Paycards and Direct Deposit. Her presentation, The AutoSave Pilot: Automating Savings for Workers by Linking Savings Products to Direct Deposit, is available for download or to the right, under Related Files.

White House Summit on Financial Capability and Empowerment

  • By
  • Pamela Chan
May 16, 2012
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Last Thursday, The White House hosted the first ever Summit on Financial Capability and Empowerment.  Did you hear all about it?  Probably not – it somehow slipped the evening news. 

The Sidebar: Putin’s New Term & Updates on Immigration in the US

May 11, 2012

The meaning of Russian President Vladimir Putin's third term and updates on immigration policy and trends are topics for discussion in this week’s podcast.  Host Pamela Chan is joined by Schwartz Fellows Steve Levine and Tamar Jacoby.  

To learn more about today’s topics, check out:

Steve’s blog, The Oil and the Glory (http://oilandglory.foreignpolicy.com/ ) and book, Putin's Labyrinth: Spies, Murder, and the Dark Heart of the New Russia (http://www.amazon.com/Putins-Labyrinth-Spies-Murder-Russia/dp/0812978412)

The Sidebar: Human rights in China and the U.S. Federal student loan interest rate debate

May 3, 2012
Human rights in China and the U.S. Federal student loan interest rate debate are topics for discussion, as Rebecca MacKinnon and Jason Delisle join host Pamela Chan.

The Sidebar: Internet Policy & National Security Rhetoric

April 20, 2012
The short fallings of US internet policy and national security rhetoric in a world where information and technological developments are more easily collected and shared around the world are topics for this week’s episode of The Sidebar.  Host Pamela Chan is joined by Thomas Gideon from the Open Technology Initiative and Konstantin Kakaes from the Schwartz Fellows Program. 

The Sidebar: The U.S. Budget and Community WiFi

April 6, 2012
The U.S. Budget and Community WiFi are topics for discussion this week, as host Pamela Chan is joined by Preston Rhea and Jason Peuquet.

The Sidebar: Race Relations and the Evolution of Media

March 30, 2012
Tom Glaisyer and Reniqua Allen discuss the difficulty of talking about race in America and the evolution of media. Pamela Chan Hosts.

The Sidebar: Bilingual Speakers and The Richer Sex

March 23, 2012
Liza Mundy discusses her new book, "The Richer Sex" and Maggie Severns talks about whether or not bilingual speakers are smarter. Pamela Chan hosts.

The Sidebar: The U.S. in Afghanistan and Rising Gas Prices

March 16, 2012
Counterterrorism Research Fellow Brian Fishman and Schwartz Fellow Steve Levine explore the real challenges facing the U.S. in Afghanistan and rising gas prices at home. Pamela Chan hosts.

The Sidebar: Girl-Centered Poverty Reduction and Gender Equality

March 8, 2012

This week, host Pamela Chan talks with Schwartz Fellow Brigid Schulte and Global Assets Project Research Associate Nicole Tosh to mark International Women’s Day by discussing girl-centered poverty reduction programs and gender equality at work and at home.

Schulte, a staff writer for The Washington Post, is writing a book on the struggle of working mothers to manage the scarcest of all resources – time – in balancing work, family and their own well-being.

The Sidebar: Millenium Development and the Challenges of Wartime Aid Efforts

March 2, 2012
Rosa Brooks and Charles Kenny discuss the challenges facing the US military in Afghanistan after reports of Korans being burned, the role of humanitarian aid in conflict zones, and the status of the UN’s Millennium Development Goals. Pamela Chan hosts.
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