Reid Cramer: All Related Content

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Just Published—The Assets Perspective

March 28, 2014
Publication Image I am very pleased to announce the publication of The Assets Perspective: The Rise of Asset Building and it Impact on Social Policy. It’s a 13-chapter edited volume which I worked on with Trina Shanks and a host of excellent contributors.
The book presents a multi-dimensional exploration of how the concept of asset building has taken shape over the last two decades. Many of the chapters were originally presented at a 2012 symposium designed to consider the impact of Michael Sherraden’s seminal book, Assets and the Poor, originally published in 1991. Sherraden’s insights, which focused on the factors that impact long-term socio-economic outcomes rather than short-term income or poverty, inspired a new generation of practitioners to apply the assets perspective to efforts creating new pathways up the economic ladder for families with low incomes and few resources. It was time to examine how the emergent “assets perspective” has impacted the way social policy is now conceived, designed, and delivered.
Topics covered in the book include the evolution of public assistance programs, the racial wealth gap, the impact of the Great Recession on the family balance sheet, the challenge of affordable homeownership, the history of financial services, children’s savings initiatives, and the potential of policy reform. Our goal was to produce a book that could serve as a valuable resource for those looking to learn more about the asset-building field and also how this framework is shaping contemporary policy discussions. It is designed to be relevant for those engaged in social policy and anti-poverty work, including practitioners, researchers, and policymakers alike.
Here is the table of contents:

The Legacy of the War on Poverty

  • By
  • Reid Cramer,
  • New America Foundation
March 18, 2014 |

Legacy of the War on Poverty

  • By
  • Reid Cramer,
  • New America Foundation
March 18, 2014 |

Welcome, Monica Potts!

March 4, 2014
Publication Image We’re thrilled to welcome American Prospect Senior Writer Monica Potts as a Fellow with the Asset Building Program.


February 11, 2014
WASHINGTON, DC – New America’s Asset Building Program applauds the incoming Chair of the United States Senate Finance Committee, Senator Ron Wyden (D-OR), for his bold vision for tax reform and support for universal children’s savings accounts (CSAs).

The Weekly Wonk: Interpreting Iran and the Inequality Playbook

January 23, 2014
Jake Sullivan, Vice President Joe Biden’s national security adviser and a key engineer of the Iranian interim nuclear deal, spotlights the most overlooked lever for changing policy in Iran– and the administration’s long-term strategy. Asset Building Program Director Reid Cramer and New America Fellow Jason DeParle tell us what's missing from the inequality debate, and point to policies that can narrow the divide.

The People’s Banker | Governing

December 4, 2013

Cisneros has become a national leader on financial inclusion, says Reid Cramer, director of the Asset Building Program at the New America Foundation, a think tank in Washington, D.C. “It’s been inspiring to see a public official expand the mandate of his office in such a productive way. He’s taken ideas that were incubated in the stale halls of think tanks and academia and made them a reality.”

Click here to read the full article.

Designing California's Secure Choice Savings Program

  • By
  • Michael Calabrese,
  • Reid Cramer,
  • Aleta Sprague,
  • New America Foundation
November 25, 2013
Increasing access to retirement savings plans and creating incentives for low- and moderate-income workers to participate is a cornerstone of a policy agenda that democratizes asset building opportunities. Previously, we have authored a series of policy papers, issue briefs, and published testimony about automatic IRAs, universal 401(k)s, and the role of the tax code in creating inequitable subsidies for retirement savings.

New America Experts Applaud Introduction of Bipartisan Bill to Promote Saving at Tax Time

October 30, 2013
WASHINGTON, DC – The Asset Building Program at the New America Foundation applauded Congressman Matt Cartwright (D-PA-17) and the other legislators who introduced a bipartisan bill that would continue to offer tax filers a chance to buy savings bonds with their tax returns.

A Citizen's Guide to the Financial Security Credit

October 15, 2013

A proposal to create a Financial Security Credit was introduced as the Financial Security Credit Act of 2013 in the 113th Congress. The proposal is designed to help low- and moderate-income Americans build savings through a modest matched incentive on eligible savings. The Financial Security Credit uses the federal tax system to provide low- and middle-income families with the same kind of saving incentives that upper-income families enjoy. It makes the tax code fairer by democratizing supports for saving and including those families left out by current policy.

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