Jacob Hacker: All Related Content

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The Great Risk Shift

October 5, 2006

America's leaders say the economy is strong and getting stronger. But ordinary Americans aren't buying it. They see what the rosy statistics hide: We are all struggling under the weight of terrifying economic instability. No matter how well educated and hard working we are, we know that the bottom can fall out at any moment. Meanwhile, the safety net that once protected us is fast unraveling. With retirement plans in growing jeopardy while health coverage erodes, more and more economic risk is shifting from government and business onto the fragile shoulders of the American family.

The Real Issue is Risk

  • By
  • Jacob Hacker,
  • New America Foundation
September 13, 2006 |

Having just finished a book entitled The Great Risk Shift: The Assault on American Jobs, Families, Health Care, and Retirement -- And How You Can Fight Back, I have no doubt that Stephen Rose will accuse me of offering a "message of misery." My defense, already laid out in greater length on the website of "The Democratic Strategist" in response to three of Rose’s colleagues, is that political candidates and leaders should, first and foremost, offer a message of truth.

There Goes the Rug

  • By
  • Jacob Hacker,
  • New America Foundation
January 15, 2006 |

The announcement by IBM that it would freeze its traditional pension plan, shifting all workers into 401(k) plans by 2008, passed through the news cycle with nary a ripple. It was, after all, the latest in a string of increasingly desperate attempts by companies as diverse as GM, United and Verizon to get out from under mounting pension and healthcare burdens.

The Dispensable Man

  • By
  • Jacob Hacker,
  • New America Foundation
September 30, 2005 |

Back when clouds began to gather around Tom DeLay, a White House source warned that the loss of "The Hammer" would be catastrophic. "It would be complete and total chaos," the source explained. "The House would descend into 'Lord of the Flies.' "

Health Cuts Are the Real 'Death Tax'

  • By
  • Jacob Hacker,
  • New America Foundation
  • and Harold Pollack
August 21, 2005 |

Defenders of Medicaid, the health program for low-income people, are used to trench warfare. When government budgets get squeezed, Medicaid is invariably blamed. The pejoratives are familiar: "uncontrollable," "inefficient," "exorbitant."

Insurance Policy

  • By
  • Jacob Hacker,
  • New America Foundation
July 4, 2005 |

Nearly a year ago, voters following the presidential race heard a stirring call for social reform: "The times in which we work and live are changing dramatically. The workers of our parents' generation typically had one job, one skill, one career. ... And most of those workers were men. Today, workers change jobs, even careers, many times during their lives, and ...

Bigger and Better

  • By
  • Jacob Hacker,
  • New America Foundation
May 6, 2005 |

Remember those bumper stickers during the early-1990s fight over the Clinton health plan? "National Health Care? The Compassion of the IRS! The Efficiency of the Post Office! All at Pentagon Prices!" In American policy debates, it's a fixed article of faith that the federal government is woefully bumbling and expensive in comparison with the well-oiled efficiency of the private sector. Former Congressman Dick Armey even elevated this skepticism into a pithy maxim: "The market is rational; government is dumb."

The New Insecurity

  • By
  • Jacob Hacker,
  • New America Foundation
April 24, 2005 |

In a 1938 address on the third anniversary of the Social Security Act, Franklin Roosevelt declared, "There is still today a frontier that remains unconquered an America unclaimed. This is the great, the nationwide frontier of insecurity, of human want and fear. This is the frontier the America we have set ourselves to reclaim." And reclaim it FDR and his fellow thinkers did.

Popular Fiction

  • By
  • Jacob Hacker,
  • New America Foundation
  • and Paul Pierson
November 16, 2004 |

No sooner had the red and blue ink dried on the maps of election commentators than triumphant Republicans began talking about their clear mandate for an ambitious domestic agenda. The people have spoken, Republicans proclaimed, and what they have said is that they favor the conservative agenda on taxes, Social Security, health care, gay marriage, and abortion. The administration, their humble servant, has a solemn duty to execute their wishes.

After Welfare

  • By
  • Jacob Hacker,
  • New America Foundation
October 11, 2004 |

In 1994, Republicans in California distributed a voter education pamphlet titled "The Welfare Mess." On its cover was a vivid montage of ghetto pathology: food stamps intermixed with hundred-dollar bills, drug paraphernalia alongside a snub-nosed pistol. Inside, the pamphlet catalogued welfare's pernicious effects. Teen pregnancy, runaway crime, moral decay, even falling SAT scores--all were blamed on a welfare system run amok. The pamphlet closed with a dire warning: "If You Don't Vote, THEY WIN."

Good Medicine

  • By
  • Jacob Hacker,
  • New America Foundation
  • and Mark Schlesinger
October 2, 2004 |

Across the political spectrum, alarm bells are ringing about Medicare, America's giant health program for the aged and disabled. To conservatives, Medicare is a huge, Kremlin-esque bureaucracy destined to soak up more and more of the American economy. To critics on the left, it's an inadequate program that nonetheless siphons off increasingly limited funds that could be used to broaden coverage for children and working families.

The White House

It's Still the Economy, Stupid

  • By
  • Jacob Hacker,
  • New America Foundation
September 5, 2004 |

Vice-presidential hopeful John Edwards is right about one thing: There are two Americas. In one, "our economy is growing again and creating jobs and nothing will hold us back." In the other, "wages are falling, health care costs are rising, and our great middle class is shrinking."

These are, of course, the warring economic assessments of President Bush and Senator John F. Kerry. That the two men differ so fundamentally may seem par for the course -- candidates always play up their own achievements and denigrate those of their opponents.

False Positive

  • By
  • Jacob Hacker,
  • New America Foundation
August 16, 2004 |

As election day approaches, the Bush campaign seems baffled by the continued reluctance of voters to credit the president for the past year's generally positive economic numbers. On the campaign trail in Ohio last week, President Bush insisted, "The economy is strong, and it's getting stronger." But, according to recent polls, most Americans believe the economy is getting worse or just holding steady, and the number who approve of Bush's economic stewardship has dropped significantly from the beginning of the year.

Middle-Class Tightrope

  • By
  • Jacob Hacker,
  • New America Foundation
August 10, 2004 |

American politicians have always seen pure profit in siding with the middle class. Bill Clinton invoked the "forgotten middle class"; Richard Nixon called on the "silent majority"; FDR sided with the "forgotten man." In a country where being middle class is a badge of honor and even the super-rich identify themselves as "upper middle class," rare is the candidate who does not claim to speak for the unheard American middle.

Call It the Family Risk Factor

  • By
  • Jacob Hacker,
  • New America Foundation
January 11, 2004 |

On the heels of Friday's glum Labor Department report, Americans have a right to be confused. Soaring growth, stocks and consumer confidence have heartened investors. And yet, the country remains mired in a jobless recovery. The reality is that the economy has become more uncertain and anxiety-producing for most of us -- not just over the past three years, but over the past 30. But by fixating on the day-to-day ups and downs, analysts have largely missed the more telling trend: an increasing shift of economic risk from government and corporations onto workers and their families.

Poison Pill

  • By
  • Jacob Hacker,
  • New America Foundation
December 7, 2003 |

Tomorrow, President Bush is set to sign Medicare's biggest overhaul in 38 years into law. But after watching the shrill yet perfunctory debate that culminated last week in the passage of the bill, even close observers of Washington politics can be forgiven for wondering just what exactly it was all about.

An Unhealthy Step Backward

  • By
  • Jacob Hacker,
  • New America Foundation
  • and Theodore Marmor
October 19, 2003 |

If media reports are to be believed, "means-testing" Medicare is the newest Capitol Hill answer to the embattled program's troubles. According to the Washington Post and New York Times, Congress is considering tripling Medicare Part B premiums for the very wealthiest of beneficiaries, from about $700 a year to more than $2,100.

But even though raising Medicare premiums for the wealthiest beneficiaries might sound like an easy way to improve the program's finances -- and make it more egalitarian, to boot -- this type of reform would be a mistake.

The Perfect Prescription

  • By
  • Jacob Hacker,
  • New America Foundation
July 20, 2003 |

Still smarting from defeat, a leading activist ruefully explained why once-promising plans to expand health coverage had failed. Health legislation, he said, affected "powerful group interests" and was easy fodder for scare-tactic attacks. "All these fears, some justified, some exaggerated, and some altogether fanciful," he said, "produced such a confusion of group conflicts that only a clear recognition of the need... might have overcome it, and that clear recognition was lacking."

How Not To Fix Medicare

  • By
  • Jacob Hacker,
  • New America Foundation
July 2, 2003 |

Today we remember Medicare's establishment in July 1965 as a ringing affirmation of the ideal of social insurance. Less well remembered is how close Washington came to creating a very different system. Not long before Medicare's passage, the Kennedy administration seemed on the verge of a compromise with Senator Jacob Javits, the moderate Republican from New York. Senator Javits and his allies wanted to give private insurance a leading place in the new program so government could play a smaller role -- an idea opposed by liberal Democrats and organized labor.

Dr. Strangelove

  • By
  • Jacob Hacker,
  • New America Foundation
June 23, 2003 |

Last week, when Senate leaders announced they had agreed upon a bipartisan compromise for Medicare reform, Majority Leader Bill Frist insisted that the new proposal "meets all of the president's principles that have been laid out to date." Nothing could be further from the truth. When George W. Bush unveiled his vision for Medicare reform during January's State of the Union address, he was intent upon transforming it from a government-run insurance program into a system of competing private insurance plans--with prescription-drug coverage doing the dirty work.

The Divided Welfare State

September 1, 2002

Selected reviews of The Divided Welfare State are featured below:

A 'Tax-and-Credit' Budget Shortchanges the Public

  • By
  • Jacob Hacker,
  • New America Foundation
February 13, 2000 |

Democrats have long been tarred with the "tax-and-spend" label. Yet, as President Bill Clinton's recently released budget demonstrates, they might be better described as the "tax-and-credit" party. Still chastened by policy defeats in the mid-1990s, the president and congressional Democrats have shied away from new spending programs and instead proposed targeted tax breaks for health care, child care, education and other social aims.

The Misleading Language of Managed Care

  • By
  • Jacob Hacker,
  • New America Foundation
  • and Theodore Marmor
October 31, 1999 |

In one way or another, the reform of American health insurance has been a leading political issue for much of this decade. Five years ago, the critical question was whether President Clinton's proposal for universal coverage through "managed competition" would be enacted (Hacker 1997). Today, the debate focuses on the quality of health insurance for those who have it. The rhetorical centerpiece is no longer "managed competition." It is "managed care"-a blanket expression denoting a mix of changes in private insurance that many Americans view with anxiety.

Medicare HMOs: Making Then Work for the Critically Ill

  • By
  • Jacob Hacker,
  • New America Foundation
October 31, 1999 |

A striking feature of social policy in the United States is the heavy reliance of public agencies on private institutions. At the state and local level, social services are delivered through a welter of nonprofit organizations, community institutions, and profit-oriented providers.

Bradley Does Healthcare

  • By
  • Jacob Hacker,
  • New America Foundation
October 25, 1999 |

With his recent speech on healthcare, Bill Bradley has moved the worsening plight of the uninsured back into the spotlight. In doing so, he has offered a challenge not only to his main presidential rivals, Al Gore and George W. Bush, but also to a nation too long resigned to accepting the uninsured as an indelible stain on the civic fabric of America.

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