If those lenders don't want to invest their capital without taking a loss on every unprofitable loan, then they can take their capital and shove it. We don't want charity from lender's anyway. We will just go to work and save our money before we go to college, however many years that will take. Or we will go to community college. Or we will just beg for money on the streets like the students in Canada. Or join the army. There are lots of ways to avoid taking out a loan for college. But then again, why do we even need college. College will just turn us into bourgeoisie elitists, forcing us to reject our low-income and working class roots. Who needs that? Don't take out loans to go to college!